iGuest

ResponseChase-good Example Of Bad BankingThis is not true. I too was faced with the exact same issue that haunted Joshua. I am 19 now, and had barely opened my account in late February of 2009. I had asked the accountant if there was any way that I could get over-draft charges/ fees if I had money in my savings, and she CLEARLY stated that if I had enough money in my savings, I would not get charged. This was a blatant lie because I'd ALWAYS call to make sure I had enough money to buy whatever it was I was trying to buy before doing so. At one point, I had called on a Friday night, from work, and the automated teller said that I had $60 in my checkings and $45 in my savings. I then proceeded to go onto my lunch break, bought a soup for only 95 cents, and then received mail a week later, stating that I was $2 overdrawn from that soup. Clearly, while I was going on about my business (before I received the mail) thinking everything was alright, I went to my mailbox and checked my mail, just to find a $300 overdraft fee! I was surprised that I did not have a severe stroke because I rapidly called the automatic teller and it said that I was $302 overdrawn and that I still had those $45 in my savings. I payed it, tried to fight for my case, but ended up getting brushed off because the real live teller showed me charges for things I had bought 2 weeks PRIOR to me buying my soup. I was outraged. It didn't stop there. The same thing happened 3 more times after that, and I decided to pay the tellers a visit, in regards to my insane overdraft fees. Again, they showed me some bull**** charges that were made on my card 2 weeks prior to me finding out that I was over-drawn. Now, my questions are why the hell am I getting charged for stuff that should have been covere3d through my savings, and why didn't they text/ e-mail me as they supposedly do in their commercials? I asked if their automated teller was accurate to the times and dates that someone calls, and they gave me a whole defencive arguement as to how "up to date their one of a kind system" is. Like I said, I'm 19, but I'd still like it if big companies who claim that they'd be a huge help to their customers do just that; help. My whole life is revolved around honor and truth; I have no need to lie, plus I'd pay whatever charges I make, when I'm told ON TIME, not half a month later. All I know is that WaMu was awesome, and CHASE is an extreme let-down. There should be no need to screw over your customers if you're truly happy with your company, and if you truly care about your CUSTOMERS. -Pablo. -reply by Pablo

-[PRWP]-Deathrun Server NonSteam 66 Tick Fasl DLCounter-Strike Source Clans - Post Your Server IPs 91.121.222.201:28020 Server Is Deathrun, with some great features and scripts. FastDL is setup so files will be downloaded quickly. We use funny skins like Banana Joe and Chewbacca. We got allot of fun and nice maps got around 25-40 players every day on the serverJoin and Enjoy.- Steam Group : Prwp -reply by Slower

websiteGive Me Website Ideas..I think since a lot of people are into x-men right now u could create a virtual site where you can choose a character from the movies or create your own and choose to be on either the good side or the bad side and have to complete missions to get points to buy weapons and more or extra powers so no matter who u play they are unique. U also could make some of the missions and problems be based on the movie. Also joining groups u could have them be your group. -reply by bella

college transfer in second yearColleges In Tamilnadu sir, I am presently studying in Bannari amman institute of tech (mechanical) which is an autonomous college. I would like to get a transfer to any college in chennai. I would like to know about the details regarding college transfer in the second year. how far is this feasible? kindly reply me... thanking you.. -question by giridhar

Thank iGuestInternet Connection Sharing With Xbox 360 And A LaptopReplying to iGuestI just wanted to say that iGuest's method worked perfectly on my first try with windows vista.I had both machines turned on, both connections disabled.Enabled both connections (no sharing turned on, make sure sharing is off), did what he said with the bridging, and it took a minute and configured automatically.Thank you very much. I was not aware of that method.-reply by Loder333

Both AK and AR hardcore fans are annoying, both designs are more than 40 years old! There are newer, more reliable and more accurate weapons that will (and already are) replace them. AKs (mainly chinese stamped ones) are cheap tho'. -reply by IEatPeople

Crush and Love: Dont crossover, it is dangerousDifference Between Love And CrushI don't believe in crushes, they are just merely a 'sexual impulse'. It is what the young fall into; I might say that it is even foolish. Look, to be honest I feel the same as you; that something is missing inside me after I met a certain girl. I have come to realize that a lot of girls get crushes all the time, and that is because they are generally more innocent than guys. But if you spot one coming at you, be careful, don't fall into it too quickly. At your age, chances are that the girl has a crush on you, but again, beware of 'falling in love' with that person, because if you do, chances are that you will get hurt. At your age, I will recommend you to look inside your heart and be honest with yourself. Do you really love that person? I will suggest you to know or get to know the difference at first so that you can be more aware of were your emotions lead you to and so that ultimately you will make the right choice. Well, I don't think I was helpful, but at least I hope I did give some advice. -reply by Gabo

piss off.Are Milk And Milk Products Good Or Bad For You?I easily drink 5-10 cups of milk a day, every single time I eat something I will have a glass of milk, it's always being whole milk and I've been doing it since I can remember I am now nearly 19 years old I'm not tall (so milk definitely can NOT make you taller its genetic) but I'm am definitely not overweight (only weigh in at 97lbs) so I don't believe milk makes you fat (might for some people though) I work at a McDonald's and dickheads come in and get breakfast meals with skim milk coffee??? is it going to make a difference McDonalds breakfast meals have more saturated fat than most of the regular menu meals. If you eat **** food and drink milk well thats why your fat cause you eat **** food. But guys its called exercise baby!Who cares if its actually beneficial to our bones, its yummy helps me digest food heaps better and better on your teeth than any other thing you can drink (except water of course) -reply by Aimee

ignoranceNon-english Speakers In AmericaThis page is a rather shameful display of the ignorance of the average citizen of the United States. The first issue I have is this assumption that there is an official language in this country. English is the most commonly used language because the majority of early colonists were English and all subsequent non-English colonists had to learn to integrate into the society. My second issue is the attitude of the government forcing Spanish upon students to accommodate foreigners. There are two problems with said assumption; the first being that not all immigrants are of Hispanic heritage and the second being that learning a language is and chance to learn and better oneself regardless of whether or not one uses those skills to communicate with a fast-food restaurant employee. My final gripe is the sense of entitlement and hypocrisy emanating from the earlier posts in this thread. To believe that immigrants should be forced to learn a language is just plain wrong. Especially when immigrants have to pass a test for citizenship that the average U.S. Citizen would fail miserably. Now I fully recognize your right to express your ideas as you see fit considering that you are guaranteed free speech under the Bill of Rights, but fully expect to be verbally and literally outmanoeuvered until you clear up your ignorance. -reply by matts

Well they didn't collapse due to atheism, they collapsed cause theywere communists. If you look at Scandinavia (Denmark, Norway and Sweden), they have the highest % of atheism in the world and are very wealthy countries.

You Think You Can RapBut Its All WackTry To Battle MeYou Gotta Be A MasterYou Little *BLEEP*You Just Better Stick To Your ****ing Day JobWhitch In This Case Is MasterbateingCause Your No Rapper Your Just Acting Like A CrackerYou Back StabberLol Jk I Just Wanted To Rap Battle U Lol-reply by Jason

Hard or Easy???Rpg Maker 2000/2003I am interested in creating my first video game because I really want to make more games in the future but I thought I'd start out easy and my friend told me that RPG maker is a good program but I just wanna get other opinions so, if you have used this already I would like to know if it is an easy to use program for beginers like me and if it is, how good of a game is it capable of making??? -question by blackshadow148

A good free adless site. Online RiskFor a quick game without ads and completely free, you might try http://warorder.com/ It's not the best out there but it's totally free and without ads plastered everywhere. It's good for a quick classic game. -reply by Chris

lmao thanksProblem With Drag And Drop (or So It Seems).Replying to FeedBacker AhahaaDude you don't know how many days I have gone with that esc key stuck down, THANKS SO MUCH! hahahahaha wow whattaya know... Omg I was going crazy. Ill sort and fix up my folders and installing stuff and be like ok good thats done, now if I can just figure out this drag drop thing... Lmao, omg... I'm a dumbo -reply by zizz

I am always amazed when people say something like: it is illegal to do this kind of sutff when no one use their real name. Anyway I would like to say that there is a lot of software that will take your M4V and convert it to a dvd then you can use NERO to burn that video on a dvd after tthat you can play it on any type or dvd player. The reason why you should do it is because if something happens to you hard drive then you loose everything and also all the money you spent buying these movies through itubes. And it is legal to do this as long as it is for your own purpose and not for resale. -reply by Claude

Ya I can join clan if ya accept heres my stats/name: Kid Hampe Hitpoints: 83 Attack: 60 Strength: 72 Defence: 65 Range: 92 Prayer: 53 Magic: 77 Summoning: 30

Any Guides On How To Record Using VLCVlc Media PlayerI just installed VLC on my computer, and I find it difficult to figure out how to record a video stream from the internet. Documentation is pretty much non-existent. I'd appreciate if someone posted step by step instructions on how to record, say, a Youtube video or an internet sports broadcast onto my hard disk.

Joomla--NO Backend Admin site after deleting Installation folderJoomla Install TroubleI installed joomla as per installation manual & now site is availiable a mydomain/public_html/ But when I click ADMINISTRATOR button on above mentioned site, site direct to above mentioned addre mydomain/public_html/installation/index.PhpError404. File not found.Offcourse I have deleted INSTALLATION folder as indicated in FINISH step of installation.Pls. Help me finding Backend Admin site-question by alex

XardionWhat's The Name Of This Game?Replying to (G)RabiDog Found it and finished it. It's called Xardion. -reply by RabiDog

left herHow To Remove DepressionI know what I m saying is not easy to do...But u have to forgot her because y r u spending your precious time for her who don't have feeling 4 u and a selfish person...Life is to enjoy every moment...Which never be back if passed away...So whenever u got thoughts about her...Just think all these things...May it will help u... -reply by khushi

Tracking possible scammerTracking A User By Isp NumberIs there a program that can use to track down a compter in use and let me know where it is being used at. I think I'm think being scammed and want to make sure I'm right before I tell the autorities.

v4ServersCounter-Strike Source Clans - Post Your Server IPs67.215.240.139:27017 [v4] Dust2 DeathMatch [100Tick]67.215.240.138:27015 [v4] 24/7 Dust2 [No Awp/Auto][100Tick]67.215.240.140:27015 [v4] GunGame DM [100Tick]67.215.240.139:27015 [v4] Rotation [No Awp/Auto][100Tick]67.215.240.138:27017 [v4] 24/7 Office [No Awp/Auto][100Tick]v4Servershttp://v4servers.com/rg-erdr.php?_rpo=t -reply by TheUnknown

MY JOB SUCKS TOOMy Job Sucks!Software testing is crazy and meant for people with no brains.. I truly hate it.. Doing the same thing over and over again and again.. For every release -reply by myjobsucks

i want to use dsl router to share files.one has windows another xp.can i do thatWireless Routerhi guys ..I read all your posts..Gud work...Any waysmy problem is ,,I have a windows xp in my pc wired with an dsl router.The router has the wifi option so I connect internet in my lap using wifi. The laptop has vista in it. I want to share the files b/w my pc and laptop making a link frm wirless to wired using the dsl router...Can I do that ..If so how? pls help me... -question by smartshank

Stay Away from TCFTcf Bank ReviewI Agree with everyone that has a complain against TCF. It is by far the worst, pathetic bank ever. I worked at TCF Bank for over three years and was a supervisor for over two years. In simple words at first I would tell you the reason for poor banking experience of the customers that bank there. TCF which stands for "the customer first" has nothing to do with customers. As a matter of fact they are the last. TCF is all about sales. As other employees of the bank mentioned about the horrible sales goals that they give to their employees, the problem is not the goals, the problem is the termination that follows if you don't meet the goals. Most people that get a job at tcf are the usually young aged people that have no experience in the banking field. They take a while to get trained, but before they can be fully trained they get fired to either not meeting their sales goals, or the manager not liking them, or violating some stupid policy. As for the exceptions, most of the time TCF will refuse the large transactions just because the supervisor/manager on the shift does not want to deal with dealing with large transactions. Managers NEVER and I mean it Never follow the same policy for all their customers. Most of the time their denials are based on how they feel about a particular customer. If they don't like you they will find a reason to refuse whatever it is that you have requested. If they do like you they will make all the exceptions. As for a supervisor/manager's ability to make an exception, they can basically get anything approved that they want other than fee waivers. The ridicules terminations at the bank leaves the management having to retrain new staff every few months and that results in uninformed tellers and poor customer service. If any one wants to challenge this, try going to a few different TCF and ask the same questions, something that requires managers/supervisors involvement. You will get a different answer from every branch you visit. This is purely because of lack of knowledge of the bank's policy to begin with. TCF terminates any employee that they basically feel like, the persons making these decisions are managers/supervisors/Regional managers/HR dept. There a hundereds of policies at the bank and from time to time they get violated in error. If they don't want you they will get rid of you. I have seen people get terminated from TCF for the most absurd reasons. There are times when people have been terminated without reasons. When the emplyee questioned at the time of termination for the reason they were directed to the HR dept. HR dept refused to give any information because they called it an internal bank affair. The only thing that was told to that employee was that it was a policy violation. This is the reason for poor service. As for the fees, yes the customer does have responsibility to manager their account properly, except everyone makes a mistake here and there, and when they do TCF takes full advantage of it. They show to mercy. If someone used their debit card to purchase four items and a check was presented for payment, TCF will pay the biggest amount first, overdraw the account and then charge fees on all the smaller transactions even if the small charges were done before the big transaction. Customers are told that its just the way things posted on the account. They recently started a new scam, this is the latest. If you have been banking with TCF for a while, they will make your checks available for use right away. If you ask the teller at the time of a deposit if the money is available to use, they will reply yes. But when you do use the money they will hit you with lots of fees which they call "unavailable funds fee" even though they tell you that the money is available. If you ask they will even print it on the paper. Except after you are hit with the fee the matter doesnt go anywhere. When you call the customer service to complain, they waive one fee and make you happy. The bank employees are pressured so much to get sales that if you ever go into a bank to do some kind of maintenence on your account, like ordering checks on changing your adress on the account, it will never get done until you repeatedly go back. TCF is exteremly cheap. They do not hire personal bankers to open accounts or bring in sales. They do not have a seperate line for business account holders (so basically if you are a business owner that brings in a lot of cash, you would have to bring it in and hand it to the teller with zero privacy). They usually have one teller and a manager working on a shift. If they have more people scheduled they must go in jewel stores to get accounts. There is no set way of resolving customer issues at the branch level. Regionals usually ignore customer issues. And if the complaint is filed through customer service it is directed to the Branch, which then could be simply be deleted by any person of management. They are also very sloppy. Most of the time if you present a request that require filling paperwork, its usually just sits around on the teller line or in the office where anyone could easily grab it. This could be seen when you visit the branches, there are all sorts of papers laying around. Usually those papers have customer socials, acount numbers and such. TCF cares about nothing but new accounts opened. They don't care about the Customers and don't care about the employees, atleast the ones that cant fool people into opening account several times during a given shift. They constantly loose deposits because the back end of TCF is just as sloppy as the retail side. Customers issues and requests usally are passed around from one person of management to another and ends up getting lost, most of the time. They literally lie about policies to customers if they are unsure. Any TCF employee can search and get details on anyones account as long as they have an account with TCF. Information such as ssn, DL #, D.O.B and such are available to all bank staff regardless of customers presence. TCF employees constantly fool existing customer into changing from one account to another because they are given credit toward their sales for that. They will literally take you out of a good account and put you in a type of account that doesnt suit your needs just so they can get their credit. There are some few TCF locations with very good management staff and experienced tellers where all this doesnt happen, or doesnt happen as often rather but these good locations only account for less than 5% of TCF. I can write pages more of how bad the bank operates, but people always come to TCF because of its free checking promotions and incentives that are usually given out of acount openeing. Otherwise the employees have to figure out a way if they want to keep their jobs.