vayaketa 0 Report post Posted October 25, 2006 Down with Paypal, my speech!I keep on track paying for my needs in the web with http://forums.xisto.com/no_longer_exists/ clever way to purchase goods with jsut my phone. No obligations, absolute anonymity, almost instant payment.This is how I like the web. Rock on guys! Share this post Link to post Share on other sites
Mafamba Team 0 Report post Posted November 14, 2006 It looks pretty decent, yes it does, its just that if I have an online shop, and want to charge users for products, it will cost me a fortune, sorry if I have misunderstood this feature and they don't provide.As far as I know, if I sell a $10 item on Paypal, $0.30c one off, and 3.4% general charge so $0.34c + $0.30c mkaes $0.64c, whereas I am assuming with iKobo, I'd have to pay $15.30.PS I have used the currency $Dollars hypothetically even though I am in England, but it still passes on what I mean Share this post Link to post Share on other sites
beatgammit 0 Report post Posted November 22, 2006 Well, Google just rolled out a new service, Google Checkout, and it is being adopted by a bunch of online webistes (like Buy.com). It is supposed to be better/easier than PayPal. It will enable users to finish checkout in fewer steps (sometimes as few as 1 easy login). I don't think iKobo will be able to make a splash with these two HUGE methodologies. Google Checkout is also offering huge discounts for users in order to spread the news of it's coming ($10 on $30 or more spent, or $20 on $50 or more spent, depending on the merchant). Share this post Link to post Share on other sites
adamok 0 Report post Posted November 22, 2006 Paypal has what is known as a first mover advantage and being associated with ebay has made it a monopoly. Similar to Sarah, I am tied to it too due to my usage of ebay and so far I haven't had any problems. The fact is that there is actually no reliable (and widely recognised) alternative to Paypal. The opposite may also be true. It may have played a role in pushing up Ebay as the top online auction site. A lot of people prefer to pay using paypal rather than use a credit card or by direct debit. Share this post Link to post Share on other sites
rtbarnes 0 Report post Posted December 13, 2006 Yes, yes, yes I completely agree! Paypal is now officially the Walmart of the virtual funds world and sadly to say, things won't be changing anytime soon. As long as Paypal is seemlessly integrated into Ebay, the competition can only hope to attract any disgruntled's and show them that there actually is another payment solution in cyber world besides Paypal. What a concept! Sure Paypal is the most widely accepted and known brand (mostly because of Ebay), but its only until merchants firmly reject it and begin exclusively accepting another brand (that may be even better than Paypal), that customers will notice and the word will get out. Trust me, if you have something that somebody wants, they'll get the money to you on your terms. No Paypal, no problem! For buyers however, you're in a catch 22. Sellers that prefer Paypal require buyers that have Paypal accounts. No Paypal, no sale. A personal check or money order may be your only other alternative to paying a friend or seller, if they are accepted at all. Here are a few alternatives to Paypal - http://forums.xisto.com/no_longer_exists/ http://www.ewalletxpress.com/ https://www.skrill.com/en/ http://www.cybersource.com/www/ (auctions only) <---Yes its back! http://forums.xisto.com/no_longer_exists/ http://forums.xisto.com/no_longer_exists/ http://forums.xisto.com/no_longer_exists/ https://www.wirecard.com/ Hope this helps somebody. Good luck to you all! rtbarnes Share this post Link to post Share on other sites
mtnbluet 0 Report post Posted January 7, 2007 (edited) I've only used paypal once, quite recently, for a few clothing transactions. As those sites worked with paypal I didn't really mind back then. I have however acquired a few sites while surfing the web which may be of interest to the topic. http://www.paypalsucks.com/ Note that they do not reflect my own view on the matter but rather a collection of arguments against Paypal. Seems the more grave ones are an apparant bad costumer service and the ability to call your account invalid and take your money. The stories posted there should reflect that. Their top alternative pick is https://www.free-merchant.com/ , where you control the banking account. Ikobo seems to have the same good features as well, I don't think it would be bad to pick one above the other. Well I'll be sure to avoid PayPal in the future whenever I can, their "freezing" policy upsets me. For the record, I have used PayPal periodically for the past year and haven't had a single problem with them. That said: 1) If I ever get an email supposedly from PayPal I do notclick on the link but go straight to my PayPal site. Most times that email was a phishing fake email. 2)Do try out http://www.greenzap.com/ as an alternative to PayPal and does work similarly to PayPal. I also respect them since I completed a brainteaser contest and they actually did send me a Green Zap T-shirt on a black background. It was very nice and in my size. So...check it out. Edited January 7, 2007 by mtnbluet (see edit history) Share this post Link to post Share on other sites
Punkcat 0 Report post Posted January 10, 2007 Anyone who has worked with the Paypal API to integrate it to a shopping cart will tell you that any transaction can get up to 60 days to get finally closed. The transaction goes through a series of stages until the site considers it completed. From a buyer's point of view, this can be convenient as it's the source for what is called "30 days trial" or "money back" if you don't like it, all the transaction can go reverted if a claim is filed.Now from the seller's point of view, it's extremely inconvenient. Imagine you sell a piece of software that took you 6 months to develop. Now you send it to your client, he pays you through paypal. Later on he says he doesn't like it, it's not exactly what he wanted, that he wants his money back. He calls paypal and they make a sort of conciliation, but he keeps his position. Now with a fisical object in question, he may return it to you and that's no problem. But what about a service, or a software program? He can tell you that he has "deleted" it from all his PCs?? So in the end he keeps the money and the software. Imagine this situation if the buyer is from the US and the programmer from say Peru or Egypt. Which client do you think Paypal will favor?From exactly that reason I don't like Paypal- and that's the advantage of e-gold - there's no chargeback. I prefer to pay more fees, but keep my money, than pay less and have the risk to lose it all - money, time, effort, and my nerves. Share this post Link to post Share on other sites
iGuest 3 Report post Posted November 26, 2007 It is getting worse. Paypal has been freezing funds / limiting accounts for thousands of users and holding funds for up to 180 days. The search for a PayPal alternative is becoming a forced reality for many merchants - hopefully enough people on both the buyers and sellers side will support these other methods and knock PayPal out of the monopoly position. Share this post Link to post Share on other sites
iGuest 3 Report post Posted December 21, 2007 PayPal alternative A True Alternative To Paypal? What And Why! I want suggest http://forums.xisto.com/no_longer_exists/ and http://ww11.asianpay.com/ as valid paypal alternative. Not only for Asian but worldwide. Regards<br><br> -Corrado Share this post Link to post Share on other sites
iGuest 3 Report post Posted January 11, 2008 There are a lot out there:epassporte.com (you can buy virtual and plastic visa prepaid card for withdrawals, found can by done trough visa credit card, or bank account)moneybookers.com (found can by done trough almost all credit cards, or bank account)neteller.com (you can buy a plastic prepaid card for withdrawals - I am not sure it is visa or mastercard -, found can by done trough almost all credit cards, or bank account)ikobo.com (you can buy plastic visa prepaid card for withdrawals, you only can send money to othrer ikobo´s user, and it is not allowed to found money directly to your own account)Those are my preferred ones.Sorry about may bad english. Share this post Link to post Share on other sites
iGuest 3 Report post Posted March 7, 2008 Ikobo is NOT an alternative to PayPal.Reasons:-Not good for Sellers: you can only receive $1000 / month initially, with addition increase possible to ONLY $3000 maximum. Share this post Link to post Share on other sites
iGuest 3 Report post Posted April 16, 2008 UK paypal alternative A True Alternative To Paypal? What And Why! Replying to Transcendum ***** UK alternative To Paypal ****** Paypal charges you 4.9 % to accept credit card payments and http://www.nochex.com/ is only 2.9 and also you can speak to real people over the phone ;-) -reply by paypal alternative Share this post Link to post Share on other sites
iGuest 3 Report post Posted July 3, 2008 re alternative to paypal - try obopay A True Alternative To Paypal? What And Why! Replying to Sarah81 Hi Obopay is a wonderful alternative to paypal. It allows people to pay you intantly using your mobile cell number. The best part is it only costs 10c to send money no matter the amount, and its free to receive money. I just stumbled upon them, in my quest to get rid of paypal. http://www.obopay.com/ -reply by beth Share this post Link to post Share on other sites
Maxfelgar 0 Report post Posted July 25, 2008 Personally, I like paypal simply because just about everyone in the world trusts it. Every deal I've made online using paypal has gone very smoothly, and I simply like the popularity. However, I'll look into this one. Only thing I'm worried about it that other people might not trust it enough to make a deal with me. Share this post Link to post Share on other sites
iGuest 3 Report post Posted August 26, 2008 My No 1 Alternative A True Alternative To Paypal? What And Why! One alternative that is beginning to gain wide acceptance is Mobillcash. It allows over 500 million mobile phone users in 15 countries including the US and Europe to simply enter their mobile phone number in the MobillCash billing form and purchase products or services. Mobillcash is approved by over 100 Mobile Phone Carriers like AT&T, Vodafone and Sprint/Nextel. Is being used by MySpace.Com�, Facebook�, eBay� and other social networking sites. Advantages for the consumer is that its more secure than a credit card billing platform. No Cash, Credit Card, Bank Account or ID is required. No sign up required. For more info http://viralurl.com/team72k/mc/ -reply by Ruben M Share this post Link to post Share on other sites
