This latest scam has been initiated by an email pretending to be of Bankof America trying to convince the recipients of those mails to dial up a toll free number to sort out their account related problems.Callers can then be easily directed to PBX(Private Bank Exchange) over VOIP that runs an IVR(Interactive Voice response) sounding much exactly like that of the bank's own system.Dialing that number will prompt the victim to enter in their account number and secret PIN . Equipped with that information one can easily have access to the system.So its advisable to not dial phone numbers received through emails instead the numbers should be double checked with that printed at the back of card before dialing.