One way I make money, especially when in the Philippines is odesk.com. You can actually apply your skills, no matter what they may be. You apply for the job, normally get a response and/or interview in one day. Many of these jobs don't pay a lot. For example, I am currently working online 40 hours per week as a Skype Receptionist. I make about $90 U.S. Dollars per week. There are many legitiment jobs on this site, many pay more depending on your computer/programming skills. As far as getting paid, I have set up a direct deposit to my bank account and I receive money every week, no problems.