keegan99k9

Anyone know the answer to this? For example, lets say I have a card with 15% interest on purchases and 20% on cash advances - if I get hit with a $30 over the limit fee, would this accumulate interest at 15% or 20%? (or higher?)Any thoughts?

I'm a college student and back home making money right now. I've got an AMEX Blue with 2000 on it (8000 limit) and Chase Freedom with 1200 on it (7500 limit). Both are out of their introductory 0% for a year time limits and I'm now paying interest. I've got an old Citi MTVu Card with no balance and 5000 dollar limit.I'm thinking of looking for another card that I can transfer these two balances to and hopefully phase out the Chase Freedom. I will keep my MTVu, because I've had it open for 3 years and I love Amex's customer service, so that leaves the Chase either in the sock drawer or closed (any opinions?). My credit score from equifax (freecreditreport.com) tonight was 747. I figure that's good for a college student with not a lot of history. Any thoughts, suggestions. I'm charging about 1000 a month on each and paying 1200-1300 (2000 spent - 2400-2600 paid).

I own and operate two sites for fun. If possible I may be able to get a business' to place ad's on my site. Like I said these sites are for fun not profit. I want to get more members though. How do I get my sites to pull in more members with search engines. Are there any tricks you could show an average person to make their site more visible. I have been able to figure out quite a bit from hands on experience as far as operating the sites goes. I thought it might be more than I could handle but sar far so good. Thanks ahead of time for any help you may be able to give.Thanks again

You need to build yourself a reputation and become an authority on a niche of your choice or have an interest it to make money. Funnily enough you are off to a great start by posting in forums. Forums are a good way to build your reputation online. There is something for product info, that will help you make an informed decision about products, e-books, courses etc: Ratinghub is a hundred percent real user based site that reviews IM products. Every product is rated by end users, (bit like Amazon). The hub sends out newsletters for the latest batch of products reviewed so you are always up to date. Its a real help if you want an opinion on a product or course in Internet marketing. Also, as you are doing already, join a lot of forums and start to ask and answer questions and after a while people will start to recognize you and trust you. This is also a good way to build an opt-in list that you can send offers to. But of course you have to have something to offer first! You should also start a blog and post to it daily. Blogs are an excellent way to communicate with your customers and answer their questions. Another way is to write articles on your niche and submit them to directories with a link back to your site. keegan99k9

I'd like to know what is your most powerful tool in building and developing your business. There are many tools but what is your number one?

Depends how big your bills are and how much of a hurry you are in. You will find hundreds of products on affiliate marketing alone. There are plenty of rehashed e-books and courses waiting to be bought. Yes, I admit, I have wasted a lot of time and money searching for stuff myself. I came across a good site that will definitely help. Its an Internet marketing review site RatingsHub It's a free website that gives you (as they say on their page) evaluations and user ratings on 100's of Internet Marketing products and services without ads, links or promos. Ive seen the reviews users give and they are pretty helpful. If youre in doubt about a product this site just might sway you one way or another. Ps the link is a sign up page to the site. The guy has his affiliate link in it, but the site is not selling anything. All the best. keegan99k9